Education Loan

Get up to $60,000 with competitive, fixed rates for your academic goals

How to Apply for an Education Loan with Capital One Financials

  1. Apply Online in Minutes

Complete a simple, secure online application. Tell us about your education goals and financial needs, and we’ll match you with customized loan options.

  1. Choose Your Loan Offer

Review your personalized loan options—select the rate, term, and monthly payment that works best for your budget and education timeline.

  1. Get Funded Quickly

Once approved, you could receive your funds in as little as 24 hours. We’ll send the money directly to your school or to you, depending on your loan type.

Get to Know About

Why Choose an Education Loan?

An education loan helps you finance tuition, books, housing, and other school-related costs. It’s a smart way to invest in your future—without putting your finances on hold.

Benefits of Capital One Education Loans:

  • Fixed interest rates & predictable monthly payments
  • No collateral required
  • Lower rates than many private or credit-based options
  • No prepayment penalties
  • Choose a payment plan that fits your future budget
  • Automatic payment withdrawals for stress-free repayment

Whether you’re heading to college, graduate school, or a certification program, an education loan gives you the flexibility to focus on learning—not how to pay for it.

Join Thousands of Students Nationwide

  • Borrow up to $60,000
  • Fast funding—often within 24 hours
  • Flexible terms built around your school schedule
  • Competitive rates and personalized loan options
  • Use funds for tuition, housing, books, tech, and more

Education Loans to Match Your Goals

Tuition Financing

Pay for your college or grad school tuition upfront—without dipping into savings.

Books & Supplies

Cover textbooks, laptops, lab fees, and other essential learning tools.

Student Housing

Whether on-campus or off, use your loan to help pay rent or dorm costs.

Refinance Existing Student Loans

Already have student loans? Refinance with us for better rates, lower payments, or simplified monthly budgeting.