Business Loan

Get up to $500,000 with flexible terms and competitive, fixed rates

How to Apply for a Business Loan with Capital One Financials

  1. Apply Online in Minutes

Start with a quick and secure online application. Share your business needs, financials, and goals—we’ll match you with tailored loan options.

  1. Choose Your Loan Offer

Select the rate, repayment term, and monthly payment that fits your business cash flow and growth plan.

  1. Get Funded Fast

Once approved, receive your funds in as little as 24 hours—so you can invest in your business right away.

Get to Know About

Why Choose a Business Loan?

A business loan provides the capital you need to expand, operate, or stabilize your business. Whether you’re investing in inventory, equipment, or hiring, a business loan offers flexibility and predictable repayment—with no need to give up equity.

Benefits of Capital One Business Loans:

  • Competitive fixed interest rates
  • Predictable monthly payments
  • No collateral required (in many cases)
  • No prepayment penalties
  • Flexible loan terms that work for your business
  • Easy online account management & auto-payment options

 

Join Thousands of Small Business Owners Nationwide

  • Borrow up to $500,000
  • Funding in as little as 24 hours
  • Fixed rates & flexible terms
  • Designed for startups, growing businesses, and established companies

Business Loans to Match Your Goals

Working Capital

Cover day-to-day operating expenses and keep your business running smoothly.

Growth & Expansion

Open a new location, launch a new product, or expand your team.

Equipment Financing

Upgrade or purchase essential equipment without draining your cash reserves.

Inventory Management

Stock up ahead of busy seasons or invest in new product lines.