Commercial Vehicle Loan

Get up to $500,000 for Your Commercial Vehicle Needs

How to Apply for a Commercial Vehicle Loan with Capital One Financials

  1. Apply Online in Minutes
    Start with a quick, secure application. Tell us about your business, vehicle needs, and goals—we’ll recommend financing options that work for you.
  2. Choose Your Loan Offer
    Pick the loan amount, rate, and repayment term that fits your budget and business strategy.
  3. Drive Away with Fast Funding
    Once approved, you could receive your funds in as little as 24 hours—so you can purchase your commercial vehicle without delay.

Get to Know About

Why Choose a Commercial Vehicle Loan?

A Commercial Vehicle Loan provides the funds you need to purchase or lease work-related vehicles—whether it’s a truck, van, or fleet. Stay on the road, fulfill contracts, and grow your operations without tying up your working capital.

Benefits of Capital One Commercial Vehicle Loans:

  • Fixed, competitive interest rates
  • Predictable monthly payments
  • No prepayment penalties
  • Flexible terms up to 72 months
  • Financing for new or used vehicles
  • No business or personal collateral required in many cases
  • Easy online account access & auto-pay options

 

Join Thousands of Business Owners Nationwide

🚚 Finance up to $500,000

⏱️ Get funded in as little as 24 hours

📈 Flexible terms and fixed rates

🧰 Ideal for contractors, delivery services, logistics, and more

Financing That Fits Your Business

Fleet Expansion

Upgrade or add more vehicles to meet growing customer demand.

Vehicle Replacement

Replace outdated or high-maintenance vehicles with newer, reliable models.

Owner-Operator Startups

Launch your independent business with the right equipment and support.

Last-Mile Delivery Solutions

Keep up with e-commerce growth by investing in agile delivery vehicles.