Car Loans

Get up to $500,000 for Your Next Car

How to Apply for a Car Loan

  1. Apply Online in Minutes
    Our streamlined online application takes just a few minutes. Share a few details about your vehicle needs and budget—we’ll match you with the best loan options.
  2. Choose Your Loan Offer
    Select the loan amount, rate, and monthly payment that fits your financial goals—whether you’re buying new, used, or refinancing.
  3. Drive Your New Car Sooner
    Once approved, get funding in as little as 24 hours. Shop with confidence, knowing your financing is ready when you are.

Get to Know About

Why choose a Car Loan?

A car loan gives you the freedom to buy the vehicle you want—without draining your savings. Whether you’re upgrading your ride, purchasing a family car, or getting a reliable vehicle for work, our loans are designed to keep payments predictable and affordable.

Benefits of Capital One Car Loans:

  • 🚗 Competitive, fixed interest rates
  • 💵 Predictable monthly payments
  • 📝 No prepayment penalties
  • 📆 Flexible terms up to 84 months
  • 🚙 Financing for new or used cars
  • 🔁 Refinance options available to lower your current rate
  • 🌐 Easy online account access & auto-pay setup

 

Join Thousands of Satisfied Car Buyers

  • Borrow up to $500,000
  • Funding in as little as 24 hours
  • Fixed rates and flexible terms
  • Perfect for new purchases or refinancing

Car Loans Built Around You

New Car Purchase

Finance your dream car with rates and terms that fit your lifestyle.

Used Car Financing

Buy with confidence—our loans cover dealer and private party sales.

Car Loan Refinance

Already have a car loan? Refinance for better rates and lower monthly payments.

Business Vehicle Financing

Get the right car for your business—without the cash flow crunch.