Home Loan

Get up to $500,000 for Your Dream Home

How to apply for a Home Loan

  1. Apply Online in Minutes
    Start with a secure, simple online application. Share your homeownership goals and financial details—we’ll connect you with customized mortgage options.
  2. Choose Your Loan Offer
    Pick the interest rate, repayment term, and monthly payment that works best for your budget and long-term plans.
  3. Close with Confidence
    Once approved, we’ll guide you through a fast, transparent closing process—so you can move into your new home sooner.

Get to Know About

Why Choose a Home Loan?

Whether you’re buying your first home, upgrading to more space, or refinancing your current mortgage, a home loan helps make it possible—with manageable payments and flexible terms.

Benefits of Capital One Home Loans:

  • 🏡 Competitive fixed interest rates
  • 💰 Predictable monthly payments
  • 🛠️ Low or no down payment options available
  • 🔁 Refinance options to lower your rate or access equity
  • 📆 Flexible loan terms up to 30 years
  • 💻 Easy online access and automatic payment setup
  • 📝 Personalized support from mortgage specialists

 

Join Thousands of Homeowners Nationwide

  • Loan amounts up to $500,000
  • Pre-approvals in as little as 24 hours
  • Fixed rates and multiple term options
  • Perfect for first-time buyers, upgraders, and refinancers

Home Loans for Every Need

First-Time Home Purchase

Get the guidance and support you need to make your first home a reality.

Mortgage Refinance

Lower your rate, reduce your monthly payment, or access your home equity.

Upgrade or Relocate

Move into a larger home or a better neighborhood—on your terms.

Cash-Out Refinance

Tap into your home’s equity to pay off debt, renovate, or invest elsewhere.